WE'D LOVE TO HAVE BEEN AT THE MORTGAGE ARRANGEMENT

There's an act of a man confident in his future record sales: Shayne Ward (you do... last year's X-Factor winner) has taken out on a million pound flat. The flat, in Manchester's dully-named Beetham Tower (can't the company come up with something a little more landmark-like than churning out the same tower block with the same name in different cities?) hasn't been finished yet. Let's hope it's completed before Ward's career is.

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