Insurance. It's a process whereby you give a company money so that, if something bad happens, they can tell you why they're not going to compensate you.
Lloyds Of London is trying to weasel out of paying up on the policy protecting promoters if Michael Jackson failed to play his London dates:
The promoter should have informed Lloyd's what it knew about the singer's medical history, "including but not limited to, his apparent prescription drug use and/or drug addiction," the suit states.If this fails, there's every chance that the insurers will start to claim that Jackson isn't actually dead. Or possibly that the corpse should have been put on wires and made to do the shows.